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Get Pre-Approved in Minutes
Pre-approval shows your real budget before you walk the lot. Hear back same business day with a number you can trust.
How pre-approval saves you money
Walking into a lot without pre-approval means the dealer controls the financing conversation. Walking in with a real pre-approval number means you know your budget, your monthly payment, and your APR before you ever look at a vehicle.
That single shift moves the negotiation from price-to-monthly (where dealers add margin) to price-of-vehicle (where you can comparison shop). It is the most valuable 5 minutes you can spend on a used-car purchase.
The 4-step process
- Apply. Fill out the online application. About 5 minutes.
- Hear back. Same business day in most cases. You get an approval with rate, term, and down payment.
- Shop. Walk the inventory with a real number in hand.
What to have ready
- Driver license number
- Income source and amount
- Time at current job and address
- Down payment amount
You do not need pay stubs to apply. Bring those to the appointment.
Apply or call
Apply at our online application or call (321) 241-4116 to talk through the process first. If you have credit concerns, see our bad credit auto loans or first-time buyer pages.
